Understanding Uninsured / Underinsured Motorist Coverage

“Most of us driving down the road don’t really give our auto insurance much thought. We’ve spent time with an agent, or over the phone, discussing what is needed and even though the coverages were explained, we forget what the coverages really mean. And, like most insurance, we hope we never need it but are glad we have it if and when we do. One of the coverages most of us have, but rarely use, is the Uninsured Motorist and Underinsured Motorist Coverages” (Paul Quinn – Farmers Cares Blog).

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